Why Your "Perfect" Asset Allocation Is Still Leaking Money to the IRS
The asset mix isn't the whole story. How your assets are titled and which buckets pay taxes determines what reaches your heirs.
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Keystone is the only firm in Arizona that backs your living trust with a written guarantee through TrustCare. Built for families with a home and $500,000 to $30M in assets.
We help families build a life they love to live, because you weren't born to pay bills and die. Every plan is built for Arizona law, Arizona courts, and the family in front of us.
No retainers, no plan that goes stale, no surprises five years from now when your family actually has to use it.
The only living trust in Arizona backed by a written guarantee that it will still work when your family needs it.
Your family dynamics, assets, and worries become the plan. We listen first, draft second, and explain everything in plain English.
We don't dabble in 49 states. Every plan is built for current Arizona statute and tested against the courts that will actually probate it.
Thousands of Arizona families have signed plans with us. Read the 273 Google reviews. We sleep well, and so do they.
Estate planning, the part that comes after, and the disputes that sometimes follow. Six things we do, with hundreds of free articles, videos, and education events behind every one of them.
Wills, living trusts, asset protection, and tax strategy built around your family. Not a template, not cookie cutter. Backed by the TrustCare guarantee.
Learn More →Protect your life savings from nursing home costs before they hit. Plan years in advance so Medicaid rules work for your family, not against it.
Learn More →When a loved one passes, we walk executors through every Arizona court step. Filings, deadlines, asset transfers, and family communication, handled correctly the first time.
Learn More →Counsel for trustees so fiduciary duties are met, the grantor's wishes are followed, and you stay personally protected. Most cases never see a courtroom.
Learn More →Protect a loved one's care and government benefits at the same time through specialized trust planning. We're proud members of ElderCounsel.
Learn More →When the will is contested, the trustee is hiding the ball, or a family member is being shut out, we go to court and fight for the outcome that actually honors the grantor's intent.
Learn More →Most living trusts are one and done. You pay, you sign, the lawyer disclaims responsibility. Years later when your family actually needs the plan, it's outdated and nobody is accountable.
TrustCare is the opposite. We keep your plan current as Arizona law and your life change, and we guarantee it in writing. Who else does that? Good luck trying to find someone.
We work best with families who own a home and have built a nest egg worth protecting, typically between $500,000 and $30 million. That might include retirement savings, investment real estate, life insurance, business interests, or other assets that deserve thoughtful planning.
Most of our clients are either preparing their own estate plan, handling the affairs of a loved one who has passed, or stepping in to help aging parents. What they all have in common: they've realized it's too risky to rely on Google, default state laws, or "cheap" documents that don't actually protect anything.
We've helped thousands of Arizona families avoid probate and create clear plans that protect the people they love. Fill out the form to see if you're a fit.
How we start with new clients →You've built something worth protecting. You want a plan that won't fail your family the year it actually matters.
A parent or loved one has passed. You're the executor or trustee and you want it handled right the first time, without the family fighting.
You're realizing your parents' plan is outdated, missing, or made of free templates. You want to fix it before a hospital visit forces the issue.
We help families build a life they love to live, because you weren't born to pay bills and die.
This might be new to you, but we can help. When everyone is in grief, it can feel overwhelming to have rushed conversations about who gets what. The only urgent issue after a death is making sure their final resting wishes are honored. Everything else can wait until you understand the process.
Understanding the process after a death makes sure everyone is treated fairly and no legal steps are missed. In simple cases, you may only need to contact the bank. In complex ones, taxes, trust laws, real estate, and probate filings all come into play.
Read the full process →If there are disagreements about how to do things or who is in charge, rushing decisions might make you personally liable for anything not done exactly according to the law.
Take this time to learn your rights. We've walked hundreds of Arizona executors and trustees through this. The first 30 minutes is free, and you'll leave knowing what's actually urgent and what isn't.
Talk to an attorney todayHundreds of free articles, videos, and education events. For a transparent discussion about fees, contact our office for an appointment.
Read up on issues that can affect you and your loved ones. New articles every month.
Browse →Francisco breaks down complex estate-planning topics in 5-10 minute videos you can watch on the couch.
Watch →Free in-person and virtual events on estate planning, trust care, and probate. Bring your spouse and your questions.
See schedule →Serving clients throughout Arizona, including Chandler, Gilbert, Sun Lakes, Mesa, Phoenix, Scottsdale, Apache Junction, and Tempe.
Call our office to speak with our team today. We'll meet you where you are.
Awards, memberships, and the community we serve, in that order.
Francisco was able to provide a lot of in-depth knowledge and information about the probate process. Their staff is very friendly and caring when it comes to such a difficult and tedious subject. I appreciate their expertise and am happy to have them as a resource.
I know Francisco to be a smart, thorough, and conscientious professional. I wholeheartedly endorse Francisco.
Francisco Sirvent at Keystone Law Firm offered fantastic, straightforward probate advice in language I could understand. I live in north Phoenix and visiting their office in Chandler is totally worth the drive.
Francisco is amazing. His high level of client service, incredible staff, and commitment to constant improvement truly set him apart.
We're located in the Ocotillo Downtown complex near the Price Corridor, where everything seems to be growing every day. Come visit us, or we'll come to you.
Whether you're planning ahead or dealing with an immediate crisis, we're here to provide clarity. Fill out the form and our team will contact you within one business day to schedule a consultation.
The asset mix isn't the whole story. How your assets are titled and which buckets pay taxes determines what reaches your heirs.
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